FAQ's

It covers medical bills, prescriptions, mileage to and from medical appointments, weekly compensation while out under doctor's orders, and compensation for permanent impairments that result from injuries sustained by employees acting in the course and scope of their employment.

Pain and suffering and punitive damages are not covered by workers compensation.

By law, any employer with 4 or more regularly employed workers must pay for insurance coverage to cover their employees.

Report the injury to your supervisor immediately and ask to complete a Form 12-A.

Report it to your supervisor, complete a Form 12-A that the HR department will have and call my office so that I can make sure your claim is filed in a timely fashion.

An insurance adjuster will be assigned to your case to provide you with the medical assistance you need. If you are unable to work according to a doctor, then the carrier will pay you weekly benefits each week based on a mathematical formula. A nurse case manager may also be assigned to your case to attend medical appointments with you.

If you are receiving weekly compensation from the workers compensation carrier, you cannot receive money from any of the sources listed here.

An employer must provide coverage if that employer regularly employees 4 or more people. There are many borderline cases where the facts are not so clear and a Workers' Compensation Commissioner will decide whether an employer should provide coverage.

It is the employer's responsibility, not the employee's, to obtain coverage. The employer can call any insurance broker to obtain coverage.

Take pictures of your automobile and any other automobiles involved in the accident. Take pictures of your injuries. Make sure you get to a doctor or hospital immediately and tell them everything that is hurting. Follow up with your doctors. Notify your own automobile insurance carrier so they will have record of it. Contact a Personal Injury Law Firm like Chad Pye Law Firm

If you were injured and it was not your fault, you have a personal injury case.

If you are not hurt but have a damaged car then you only have a case for property damage. If you are in doubt as to whether you have an injury case, call a respected attorney knowledgeable in this area of the law.

In most cases you have to file within 3 years of the accident; however, some types of cases must be filed within 2 years of the accident or event.

Refer them to your personal injury lawyer if you have one. Do not give a recorded statement until you have hired a lawyer.

You can recover money for your current medical bills, for your future medical bills, for pain and suffering, and for lost income. You can also get money for the damage to your property and your spouse can make a claim for the loss of your companionship to them.

This depends on many factors. For a realistic answer to this you need to consult with a knowledgeable attorney.

Having a pre-existing condition does not completely bar you from recovering for injuries suffered in an accident.

As long as you are not more than 50% at fault you can still recover in South Carolina; however, the amount you recover will be diminished by the amount of fault contributed to you.

A claim cannot appropriately be settled until all medical care is obtained and all medical bills are in. Once all treatment is complete, there may be future medical costs that one may incur and those can be factored into the settlement amount.

A release serves to release the at-fault driver from responsibility so do not ever sign a release until you have received everything you feel is owed to you.

Once a case is settled, it usually takes 2 or 3 weeks to get the settlement check in.

If you have health insurance then they should pay your medical bills. If you do not have health insurance or they are simply refusing to pay, you should set up a payment plan with the provider. Most providers will take payments of $20 to $50 per month towards the bill.

If you are out of work due to a non-work-related accident, you may be eligible for short term disability if you have a policy covering you.

Then you have two cases: 1) workers compensation case and 2) car wreck case. You must do the workers' comp case first. Then you can file the car wreck case against the at-fault driver.

In my opinion, definitely need a skilled attorney to help you through the car wreck case. Some people think they can save money by not using lawyer; however, in 22 years of handling these cases, I always get more for my client than they would have received or have been offered prior to my involvement.

The lawyer does not get paid unless you do. The lawyer gets a percentage of what the lawyer gets you. That percentage will be in writing when you retain the lawyer with the use of a retainer agreement.